Quote and Issue online

Products


 

***NEW!***

SC Coastal Mobile Homes

  • With or without wind & hail coverage in all areas, including those covered by the Wind Pool
  • Stated value settlement for a total loss
  • Multiple deductible and payment plan options
  • Written through admitted program (no fees or taxes)
  • Mobile homes of any age, even pre-1976
  • Owner occupied homes, rental or seasonal
  • A vacant unit can also be protected through our
    DP-1 program

Mobile Homes

  • Owner, Rental, Seasonal & Vacant
  • Any Age - Even prior to 1976
  • Values up to $300,000
  • Replacement Cost for homes up to 30 years
  • Protection Classes 1-10
  • Possible Discounts with combined Auto Coverage
    • (Call 1-800-334-4311 for complete information)

  • Quote and Issue online

 

Dwelling Fire (DP-1 & DP-3)

  • Owner, Rental, Seasonal
  • No age limits on the home (DP-1), 80 years and newer (DP-3)
  • Values up to $1,000,000
  • Protection Classes 1-10
  • 1-4 Family homes (includes Town homes & Row houses)
  • "Tiny Houses"
  • Only buy what you need: Optional Liability, Personal Property, Water Back-up, ID recovery, Occasional Rental and more.
  • Quote and Issue online

 

Specialty Homeowners (HO-10)

  • South Carolina only
  • Owner, Seasonal
  • No age limits on the home
  • Values up to $500,000
  • Protection Classes 1-10
  • 1 or 2 Family homes
  • "Tiny Houses"
  • Enhanced coverage similar to HO-2
  • Quote and Issue online

Rental Dwellings & Rental Mobile Homes

  • Schedule up to 99 Mobile Homes on a single policy
  • Scheduled Dwellings in our 10+ Rental Program (requires 10 or more units)
  • Simple combined billing
  • Call 1-800-334-4311 for complete information

 

Boats & Watercraft (PWC)

  • Up to 64 ft in length and 120mph depending on type
  • Values up to $500,000
  • Liability only or add Comprehensive and Collision
  • Special Programs for Yachts and Pro-Fishermen
  • Multiple discounts:  No Claims, Diesel Fuel, Policy Transfer, Multiple Units
  • Available Replacement Cost
  • Quote and Issue online

Flood

  • Available on almost any structure
  • Simple rating and easy to issue
  • Quote online

Commercial Equipment

  • 1 single piece or schedule entire fleet
  • Only available for units not licensed for road use
  • High limits and simple billing
  • Call 1-800-334-4311 for complete information

 

***NEW!***

SC Coastal Dwellings (DP-1)

  • With or without wind & hail coverage in all areas, including those covered by the Wind Pool
  • Named peril coverage
  • ACV settlement, can be upgraded to full repair cost
  • Owner-occupancy, rental (12-month or short-term), seasonal, vacant
  • Condition must be considered at least fair
  • Construction can be single family, duplex, 3- or 4-family, up to 3 stories
  • No age limit on the home
  • Maximum value of $300,000 or $1M (vacant)

***NEW!***
SC Coastal Dwellings (DP-3)

  • With or without wind & hail coverage in all areas, including those covered by the Wind Pool
  • Comprehensive coverage on the structure
  • Replacement cost settlement
  • Rental (12-month or short-term), seasonal
  • Condition must be above average to excellent
  • Construction can be single family, duplex, 3- or 4-family, up to 3 stories
  • Home up to 50 years of age
  • Maximum value of $500,000 (rental) or $1M (seasonal)

***NEW!***
SC Specialty Homeowners (HO-10)

  • With or without wind & hail coverage in all areas, including those covered by the Wind Pool
  • Named peril coverage, plus liability, personal property, and more
  • ACV or full repair cost settlement
  • Coverage and settlement can be enhanced
  • Owner-occupancy, seasonal
  • Condition must be average to excellent
  • Construction can be single family or duplex
  • No age limit on the home
  • Maximum value of $500,000

Vacant Dwellings &  Vacant Mobile Homes

  • Vacant Occupancy only
  • Available for Dwellings, Mobile Homes & Condominium
  • No age limit on home
  • Values up to $1,000,000
  • Protection Classes 1-10
  • Only buy what you need: Optional Liability, Vandalism (VMM), Personal Property, Water Back-up, ID recovery, Occasional Rental and more.
  • Quote and Issue online

 

Stand Alone Structures

  • DP-1 Coverage only
  • Protection Classes 1-10
  • Pole Barns, Camping Shelters & Covered Boat Slips
  • Call 1-800-334-4311 for complete information

 

Collector Vehicles

  • Liability limits up to $1,000,000
  • Comprehensive and Collision available
  • Antiques, Classics, Muscle Cars, Exotics, Customs, Hot Rods
  • Individual or Complete Collections
  • Agreed Value with Inflation Guard
  • Multiple discounts available
  • Quote and Issue online

 

Motorcycles, ATV, Side by Sides & Golf Cart

  • Liability limits up to $250,000/$500,000
  • Comprehensive and Collision available
  • Includes $3,000 in accessories (increase up to $15,000)
  • Multiple discounts:  No Claims, Homeowner, Policy Transfer, Multiple Units
  • Available Replacement Cost
  • Quote and Issue online