Why Write With American Agency Associates, Inc?

Knowledge is power and experience makes all the difference. Since 1956, we have served North & South Carolina with expert advice and underwriting that help you write those sometimes hard to place risks. As a Managing General Agent (Broker) we specialize in stand alone Dwellings, Mobile Homes, Rentals, Motorcycles, Boats, ATV's, Flood, Commercial Equipment and Collector Vehicles. Contact us today to begin something great.

We can provide coverage all over North and South Carolina. Even in Coastal South Carolina.

What areas do you insure?

Office Hours

Monday-Friday 9am-5pm

Closed Saturday & Sunday

Call Us Today: 1-800-334-4311

Quote and Issue online

Products

***NEW!***

SC Coastal Mobile Homes

  • With or without wind & hail coverage in all areas, including those covered by the Wind Pool

  • Stated value settlement for a total loss

  • Multiple deductible and payment plan options

  • Written through admitted program (no fees or taxes)

  • Mobile homes of any age, even pre-1976

  • Owner occupied homes, rental or seasonal

  • A vacant unit can also be protected through our
    DP-1 program

Mobile Homes

  • Owner, Rental, Seasonal & Vacant

  • Any Age - Even prior to 1976

  • Values up to $300,000

  • Replacement Cost for homes up to 30 years

  • Protection Classes 1-10

  • Possible Discounts with combined Auto Coverage

    • (Call 1-800-334-4311 for complete information)

  • Quote and Issue online

 

Dwelling Fire (DP-1 & DP-3)

  • Owner, Rental, Seasonal

  • No age limits on the home (DP-1), 80 years and newer (DP-3)

  • Values up to $1,000,000

  • Protection Classes 1-10

  • 1-4 Family homes (includes Town homes & Row houses)

  • "Tiny Houses"

  • Only buy what you need: Optional Liability, Personal Property, Water Back-up,

       ID recovery, Occasional Rental and more.

  • Quote and Issue online

 

Specialty Homeowners (HO-10)

  • South Carolina only

  • Owner, Seasonal

  • No age limits on the home

  • Values up to $500,000

  • Protection Classes 1-10

  • 1 or 2 Family homes

  • "Tiny Houses"

  • Enhanced coverage similar to HO-2

  • Quote and Issue online

Rental Dwellings & Rental Mobile Homes

  • Schedule up to 99 Mobile Homes on a single policy

  • Scheduled Dwellings in our 10+ Rental Program (requires 10 or more units)

  • Simple combined billing

  • Call 1-800-334-4311 for complete information

 

Boats & Watercraft (PWC)

  • Up to 64 ft in length and 120mph depending on type

  • Values up to $500,000

  • Liability only or add Comprehensive and Collision

  • Special Programs for Yachts and Pro-Fishermen

  • Multiple discounts:  No Claims, Diesel Fuel, Policy Transfer, Multiple Units

  • Available Replacement Cost

  • Quote and Issue online

Flood

  • Available on almost any structure

  • Simple rating and easy to issue

  • Quote online

Commercial Equipment

  • 1 single piece or schedule entire fleet

  • Only available for units not licensed for road use

  • High limits and simple billing

  • Call 1-800-334-4311 for complete information

 

***NEW!***

SC Coastal Dwellings (DP-1)

  • With or without wind & hail coverage in all areas, including those covered by the Wind Pool

  • Named peril coverage

  • ACV settlement, can be upgraded to full repair cost

  • Owner-occupancy, rental (12-month or short-term), seasonal, vacant

  • Condition must be considered at least fair

  • Construction can be single family, duplex, 3- or 4-family, up to 3 stories

  • No age limit on the home

  • Maximum value of $300,000 or $1M (vacant)

***NEW!***
SC Coastal Dwellings (DP-3)

  • With or without wind & hail coverage in all areas, including those covered by the Wind Pool

  • Comprehensive coverage on the structure

  • Replacement cost settlement

  • Rental (12-month or short-term), seasonal

  • Condition must be above average to excellent

  • Construction can be single family, duplex, 3- or 4-family, up to 3 stories

  • Home up to 50 years of age

  • Maximum value of $500,000 (rental) or $1M (seasonal)

***NEW!***
SC Specialty Homeowners (HO-10)

  • With or without wind & hail coverage in all areas, including those covered by the Wind Pool

  • Named peril coverage, plus liability, personal property, and more

  • ACV or full repair cost settlement

  • Coverage and settlement can be enhanced

  • Owner-occupancy, seasonal

  • Condition must be average to excellent

  • Construction can be single family or duplex

  • No age limit on the home

  • Maximum value of $500,000

Vacant Dwellings &  Vacant Mobile Homes

  • Vacant Occupancy only

  • Available for Dwellings, Mobile Homes & Condominium

  • No age limit on home

  • Values up to $1,000,000

  • Protection Classes 1-10

  • Only buy what you need: Optional Liability, Vandalism (VMM), Personal Property,

       Water Back-up, ID recovery, Occasional Rental and more.

  • Quote and Issue online

 

Stand Alone Structures

  • DP-1 Coverage only

  • Protection Classes 1-10

  • Pole Barns, Camping Shelters & Covered Boat Slips

  • Call 1-800-334-4311 for complete information

 

Collector Vehicles

  • Liability limits up to $1,000,000

  • Comprehensive and Collision available

  • Antiques, Classics, Muscle Cars, Exotics, Customs, Hot Rods

  • Individual or Complete Collections

  • Agreed Value with Inflation Guard

  • Multiple discounts available

  • Quote and Issue online

 

Motorcycles, ATV, Side by Sides & Golf Cart

  • Liability limits up to $250,000/$500,000

  • Comprehensive and Collision available

  • Includes $3,000 in accessories (increase up to $15,000)

  • Multiple discounts:  No Claims, Homeowner, Policy Transfer, Multiple Units

  • Available Replacement Cost

  • Quote and Issue online